IDENTITY THEFT CAN HAPPEN IN MANY DIFFERENT WAYS
“It’s always the boyfriend,” Rachel recalls being told. And she would respond, “You don’t know my boyfriend.”
Apparently, neither did she…
Rachel Rosenthal is a comedian, improviser, improv teacher and a victim of identity theft.
When her money began to disappear, the first thing she did was switch bank accounts. But this didn’t resolve her problem. The money kept vanishing somehow.
Little by Little, Rachel’s funds kept shrinking no matter where she banked.
After not being able to crack the case, the paranoia kicked in. She withdrew all her money from her bank account in the form of a check. She then proceeded to pay anything and everything in cash only. Also, she got a P.O. Box in case her mail was getting stolen. The situation got so bad that she believed her thief was stalking her, following her every move!
In the midst of all the uncertainty, one thing was for sure: something needed to be done to end this madness.
But at least she wasn’t going through this alone; her boyfriend was there throughout the whole ordeal to not only support her emotionally but financially as well.
But as it turns out, her boyfriend was the real improviser here…
##IT WAS HIM ALL ALONG
He was stealing from her all this time and she never had a clue. At least not until prince charming slipped up. Remember the check I mentioned earlier? Yup, you guessed it, gone like the wind. This is when she started piecing things together.
So how do we know someone didn’t break in and steal it? The bank showed her a receipt of that check from when it was cashed, except she never cashed it; someone had forged her signature and collected her money. Rachel easily recognized the signature and confronted her boyfriend about it.
What does one do at this point? If you’re anything like Rachel, you’ll give your thief, (oops, I mean boyfriend) a second chance.
But it gets worse.
Rachel suddenly received a call from her landlord one day. He was angry. $16,000 in rent had gone unpaid. Of course, Rachel was shocked! Had her boyfriend not been paying his half of the rent?
Not only had he been skipping out on rent but he was also taking her half and keeping it for himself. This was the last straw. She decided they needed to “take a break”. The boyfriend moved back in with his parents and poof… just like that, he vanished just as quickly as Rachel’s money had. She hasn’t seen or heard from him since.
She remembers asking herself: “Why would someone steal from you and then spend it on you?”
That’s a great question—one that she’ll probably never get the answer to.
Stories like these are killers of hope, but there might be a way for all you hopeless romantics out there to attain some peace of mind. Click here to uncover the hidden truths before they turn into real life horror stories.
How can I protect my identity online?
- Protect your computer and smartphone up-to-date security software. Be sure to have any operation systems updated as well as there are safeguards built into the updates.
- Learn the signals to be able to spot spam and scams. A popular scam is receiving an email that looks like it is from your bank, with the logo and they even know your name. There will be a link in the email that you should not click on ever.
- Make your passwords unique and strong. Do not use the same password for all your logins. Here is the best criteria to follow when creating a password:
- Over 10 characters long.
- Use an uppercase letter.
- Use a lower case letter.
- Make sure to use a special symbol - these can be found along the top row of a keyboard.
- No personal information in the password.
- Always enable 2 factor authentication when available, this has a secondary measure to notify you after a certain amount of times an incorrect password is entered.
- It is a best practice to monitor your credit score weekly from Experian, Transunion, and Equifax. You can get a free credit report annually by using this website: AnnualCreditReport.com
- Check your credit report for any new accounts, credit cards, loans or transactions.
- If you notice any unusual activity, you can freeze your credit report by signing up for a free account at Experian.com.
- Only make online purchases from reputable websites. Is there a secure, encrypted lock symbol in the URL address bar? Do they have secure symbols displayed in the check-out phase?
- Be safe when using public WiFi or joining an unsecure network. This is another area that your information can be compromised by hacking, allowing the hacker to gain access to passwords, banking information and any other confidential information you may have saved on your website.
SpyFly was founded with the mission of making it safe and easy for people to find and learn the truth about each other online. By providing our members fast, easy and affordable access to public records, members can quickly make informed decisions about individuals they interact with. SpyFly provides searches for active warrants, driving records, arrest records, sexual predators and offenders, and several other public record information searches all in one place to keep you, your family, co-workers, and loved ones safe.