Top Secrets Your Background Report Reveals
DO YOU KNOW WHAT’S ON YOUR BACKGROUND CHECK?
We all have secrets, but what’s a secret when others know about it? If you’ve ever been asked to submit to a screening, say for a job interview you just had or an apartment you’d like to rent, you’ve probably asked yourself: what are they learning about me; what are they looking for?
Whether your record is messy or clean, chances are you get nervous in anticipation of what that report may show about your past. Hopefully, knowing what a background check will reveal lessens the anxiety coming from the screening process you’re experiencing.
Here are the top secrets a background check will reveal about you:
IDENTITYAre you who you say you are? Typically, a screening will start with the basics—name, age, gender, etc. Also, your contact information such as home addresses (current and past), phone number(s) and email addresses(s) will pop up here. Some background reports will even show marriage and divorce documents! However, not every background check is going to be 100% accurate. For example, a criminal conviction might have been filed on your record from a felon who shares your name or perhaps you’re a victim of identity theft. For these reasons, it’s a good idea to run a background check on yourself every now and then. If you find any incorrect information, you can take action to get it fixed.
CRIMINAL RECORDAlthough you most likely want this part of your life to stay in the shadows, criminal history screenings are the foundation of most background checks. Simply put, employers/landlords want to know if their prospective hire/tenant has any skeletons in their closet. Usually, what they look for are big crimes—violent offenses, fraud, sex crimes and other felony convictions. However, an extensive criminal record along with any possible warrants will definitely stand out here.
CREDIT HISTORYYour credit history is another secret you might not want to share with others, especially if you have poor credit, but nowadays, your credit tends to be the main determinant on whether you’re financially responsible or not. In this segment, bankruptcies, foreclosures, and evictions will be highlighted. Other red flags include unpaid tax liens and substantial amounts of debt. Chances are your friend lending you $10 will not check your credit before doing so, but a bank will check for issues with your credit when considering you for that $1,000 loan.
DRIVING RECORDEver been cited a ticket for speeding, parking, or driving under the influence? How about accidents, ever been a part of any? If you have, you better believe that a background screening will expose this. Although you might consider yourself the best behind the wheel, ask yourself: is that what others see? Even if someone hasn’t actually seen you driving, they sure can dig out the secrets about your driving record that had been kept under the rug.
The most common background checks or searches will include the following:
- Identity and Social Security Verification - this is to verify that you are who you are saying you are! Databases that will potentially be searched:
- Department of Homeland Security
- Social Security Administration records
- Local State and Government public records
- Credit Bureau reporting companies like Equifax, Experian and Transunion
- Credit Report Accuracy - Information that will be checked from a Credit Report:
- Identifying Information like name, address and previous employers
- Date of birth
- Credit Inquiries for loans or creditors
- Criminal Records Search - Various offenses will be checked in a Criminal Record Search like the following:
- Current pending charges
- Misdemeanor convictions
- Felony convictions
- Acquitted charges
- Dismissed charges
- Active Warrants
Do you know what Information is on YOUR Record? Don’t allow the secrets of your past to put a damper on your future. Check here: spyfly.com
SpyFly was founded with the mission of making it safe and easy for people to find and learn the truth about each other online. By providing our members fast, easy and affordable access to public records, members can quickly make informed decisions about individuals they interact with. SpyFly provides searches for active warrants, driving records, arrest records, sexual predators and offenders, and several other public record information searches all in one place to keep you, your family, co-workers, and loved ones safe.