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Fair Credit Reporting Act(FCRA)

SpyFly is not a consumer reporting agency as defined in the Fair Credit Reporting Act ("FCRA"), and the information in the databases has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA. YOU SHALL NOT USE OUR SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL'S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

You are prohibited from using SpyFly to do any of the following:

Credit and Insurance
Establish someone's eligibility for credit or insurance.
Assess the risk associated with someone’s existing consumer credit obligations.

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(including, but not limited to, household workers)
Evaluate an individual for employment, promotion, reassignment, or retention.
Other Personal Business Transactions (including, but not limited to, leasing an apartment).

Business Transactions
(including but not limited to, leasing an apartment).
To access information on individuals for the purposes listed above please visit the following FCRA-compliant services.

Employment - GoodHire, HireRight or S2Verify
Credit – Equifax, TransUnion or Experian

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